Terms of use:
Welcome to Pensago.com. By visiting our website and accessing the information and resources we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as ‘User Agreement’).

This agreement is in effect as of August 4th, 2024.

We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

Responsible Use and Conduct:
By visiting our website and accessing the information and resources we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.

Wherein, you understand that:

1. Parents and Guardians are responsible for monitoring their children’s visit to Pensago.com and maintaining control of your method(s) of Payment necessary to purchase any product related to our site and available in third party platforms.

Pensago.com does not engage in any direct sale in our site but we reference our products and services to facilitate further learning.

Monitoring the access to payment means to minors or unauthorized users is your sole responsibility. You are liable for purchases made without your consent.

2. Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means.

3. Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.

4. Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited. We only display original content belonging to Pensago.com and protected by applicable Copyright Laws.

5. You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability.

6. You agree to indemnify and hold harmless pensago.com and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this User Agreement. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.

Limitation of Warranties:
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:

a. The use of our Resources will meet your needs or requirements.

b. The use of our Resources will be uninterrupted, timely, secure or free from errors.

c. The information obtained by using our Resources will be accurate or reliable, and

d. Any defects in the operation or functionality of any Resources we provide will be repaired or corrected.

Furthermore, you understand and agree that:

e. No information or advice, whether expressed, implied, oral or written, obtained by you from Pensago.com or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.

Limitation of Liability:
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for the purchase of our products and/or services in only the authorized third party platforms we approve of and where we maintain a presence. Pensago.com will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.

Copyrights/Trademarks:
All content and materials available on Pensago.com, including but not limited to text, graphics, website name, code modifications, images and logos are the intellectual property of Pensago.com, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by Pensago.com.

Termination of Use:
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease.

Governing Law:
This website can be accessed by most countries around the world. By accessing our website, you agree that the statutes and laws of Cobb County, GA, USA.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Guarantee 
UNLESS OTHERWISE EXPRESSED, Pensago.com EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Contact Information:
If you have any questions or comments about these Terms and Conditions as outlined above, you can email us at support[at]pensago[dot]com